WHETHER YOU ARE THE BUYER, SELLER, LENDER, OR BORROWER, YOU WANT THE ASSURANCE THAT NO FUNDS OR PROPERTY WILL CHANGE HANDS UNTIL ALL OF THE INSTRUCTIONS IN THE TRANSACTION HAVE BEEN FOLLOWED. THE THIRD PARTY SERVICE HOLDER HAS THE OBLIGATION TO SAFEGUARD THE FUNDS AND/OR DOCUMENTS WHILE THEY ARE IN THE POSSESSION OF THE THIRD PARTY SERVICE HOLDER, AND TO DISBURSE FUNDS AND/OR CONVEY TITLE, ONLY WHEN ALL PROVISIONS OF THE TRANSACTION HAVE BEEN COMPLIED WITH.